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Finding the freshest settlement
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Potential payment—
Deadline—
Discovery engine running
Money you may
already be owed.
Settlement Owl searches public settlement sources around the clock, filters out the noise, and shows you claims that may actually fit you.
✓ Free to use
✓ No percentage taken
✓ File on official sites
—open settlements indexed
—radar items monitored
24/7source monitoring · — sources
0%of your settlement taken
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We search so you don’t have to
Settlement trackers, administrators and public sources are checked every 15 minutes.
We filter the noise
Proof rules, deadlines, payouts and duplicates are organized in plain English.
We match likely fits
Use your state, brands and optional purchase data to narrow the list.
You file directly
Settlement Owl sends you to the official claim administrator. Never a cut.
Personalized discovery
Tell Settlement Owl what applies to you.
We’ll rank the rest. Your answers stay in your browser unless you choose to sign up for alerts. Brands below are pulled live from the open settlements.
Have you bought from, worked for, or used any of these? (from the open settlements)
Anything else that applies?
Export a CSV from your bank, credit card, Amazon (Orders → Download order reports) or Apple Card. Merchants and dates are read in your browser, matched to settlements and their class periods, and the purchase that may be your proof is called out. Nothing is uploaded.
Fill in the form and choose Show my matches.
Open now
Current settlement opportunities
Search, filter, and explore every open settlement the engine has found. Every card links to the official administrator and shows where it was seen.
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On the radar
Money that’s coming, before it’s claimable.
Court dockets where a class settlement was just filed, law-firm investigations looking for affected people, and settlement news the trackers haven’t listed yet.
Settlements that have been filed with a court but aren’t open for claims yet.
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Claim tracking
Know what you filed.
Know what you filed.
Know what’s next.
Keep deadlines, claim status and reminders in one place. The official administrator still controls the claim and payment.
14 / 7 / 1 day deadline reminders by email
One view for every claim you track
Direct links back to official sources
My claims● tracked on this server
The Hub
Channels by claim type, posted the moment a settlement is found.
Members follow the channels that fit them, get instant or daily digests, and compare notes on which claims actually pay.
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Simple by design
From discovery to official claim form in three steps.
Settlement Owl searches
Every 15 minutes the engine reads settlement trackers, administrator listings and public agency sources, extracts deadlines and proof rules, and merges duplicates.
You see likely fits
Answer a few questions — or use the browser-only CSV matcher — and rank open settlements against what applies to you, with plain-English reasons.
You file officially
Review the official notice, file with the official administrator, then track the claim and deadline here. Settlement Owl never takes a cut.
New match? Settlement Owl can tell you.
Get an email only when a newly discovered settlement matches what you’ve told us. Unsubscribe any time.
More money that’s yours
Forgotten deposits, refunds and paychecks.
Search official government databases directly. Never pay a finder just to search public unclaimed-property records.
Every state at once
MissingMoney.com — the official multi-state search endorsed by the state unclaimed-property administrators.
Your state’s own site
Official state treasurer directories. Some states aren’t on MissingMoney, so check both.
Federal refunds
FTC refund programs are paid directly — no claim app needed. They’re also indexed here under Government Refunds.
FAQ
Clear answers before you claim.
Settlement Owl is a discovery and organization tool — not a law firm or claims administrator.
Is this free?
Yes, completely. Settlement Owl is open source and self-hosted. Settlement payments come from the defendant through the official claims administrator — never through us, and we never charge a fee or take a percentage. An optional membership unlocks the Hub, alerts and reminders.
Do you file claims for me?
No. Settlement Owl discovers settlements, tells you if you likely qualify, and links you to the official claim form. You file directly with the administrator, which keeps your personal information out of any middleman's hands.
What does "no proof needed" mean?
Some settlements only require you to attest under penalty of perjury that you're a class member — no receipts. Others require a Claim ID from the notice you were mailed, or documentation of purchases or losses. Settlement Owl labels each one; it is not a promise that every user qualifies. Always read the official notice.
Where does the data come from?
Public settlement trackers (Top Class Actions, ClassAction.org, OpenClassActions, Claim Depot), FTC refund programs, settlement administrator sites and court dockets. Every settlement shows which sources it was seen on. Figures are extracted automatically and can contain errors — confirm on the official site before filing.
Is this legal advice?
No. Settlement Owl is a discovery and aggregation tool, not a law firm. Eligibility is decided solely by each settlement's official class definition. Filing a claim you're not eligible for is fraud and harms real class members.